Cleo
Your money’s new best friend.
Cleo is a chatbot-first finance app that brings humor and personality to budgeting. It’s not the most advanced finance platform, but it’s one of the most engaging.
Pricing
| Plan | Price |
|---|---|
| Free | $0 |
| Cleo Plus | $5.99/month |
| Cleo Builder | $14.99/month |
Pros & Cons
👍Pros
- Playful and fun chat-based money management
- Helps users build budgeting habits
- Offers cash advances and credit building
- Gamified challenges increase engagement
👎 Cons
- Some features locked to Plus/Builder
- Cash advance can encourage reliance
- Less robust than traditional budgeting apps
🌟 Features You’ll Love
- Chatbot
Ask Cleo anything about your money
- Budgeting Insights
Track spending and get helpful nudges
- Cash Advance
Borrow up to $250 (with Plus/Builder)
- Credit Builder
Build your credit with Cleo Builder
Our Verdict
4.1/5
A Fun, Chatty Approach to Money Management
Cleo makes finance less intimidating by turning it into a conversation. With cash advances, credit building, and gamified savings, it’s best suited for younger users who want a playful way to budget.