Monarch Money
The modern way to master your money.
Monarch Money is designed for people who want a comprehensive and modern money management app. With powerful features and frequent updates, it’s a premium option in the personal finance space.
Pricing
| Plan | Price |
|---|---|
| Monthly | $14.99/month |
| Annual | $99.99/year |
Pros & Cons
👍Pros
- Unified platform for budgeting, saving, and investing
- AI insights improve decision-making
- Collaborative features for families/couples
- Frequent feature updates
👎 Cons
- Premium-only (no free tier after trial)
- Pricey compared to Cleo/Plum
- Best suited for serious money managers
🌟 Features You’ll Love
- AI Insights
Surface financial trends and suggestions
- Budgeting & Goals
Track and manage goals across accounts
- Investment Tracking
See performance of portfolios in one place
- Collaboration
Share finances with family or partners
Our Verdict
4.5/5
The Best Finance App for Holistic Money Management
Monarch Money is a premium tool that combines budgeting, goals, investments, and AI-driven insights. While it’s subscription-only, its all-in-one approach makes it worth it for those serious about mastering their money.